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Representative Example for Hire Purchase (HP): Cash price £18,950.00, Annual Interest Rate (fixed) 5.18% p.a., with a representative 9.9% APR, total amount of credit £18,950.00, deposit of £0.00, an initial payment of £397.98, followed by 58 monthly payments of £397.98 with a final payment of £407.98, total amount payable is £23,888.80
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